We hope you do not delay card payments, and we do not need to charge a penalty to you. As a Karbon card holder, if you don't make the payment on time, you will be subjected to a late payment fee. This may not sound much but these frequent late payments may affect your company’s CIBIL score. 

We charge 3% plus 18% GST of outstanding amount as penalty for late payments.


Let's say your outstanding amount is INR 10,000

then you will charged INR354 including GST

3% of INR 10,000 = INR 300

18% GST on 300 = INR 54

Total is INR 354